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Means Test

 

Debtors filing for bankruptcy relief are required to calculate, and may need to complete, either Official Bankruptcy Form 22A or 22C (Statement of Current Monthly Income and calculations). Bankruptcy Form 22A is the form chapter 7 debtors will complete for means testing purposes; Form 22C is the form chapter 13 debtors will complete.

A debtor must enter income and expense information onto the appropriate form (i.e., Form 22A or Form 22C)and then make calculations following the rules. Some of the information needed to complete these forms, such as a debtor's current monthly income, comes from the debtor's own personal records. However, other information needed to complete the forms is provided by the federal government.



 

 

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